Rates | Monrovia FCU

Account	Rate	APY*
SHARE ACCOUNT DIVIDEND RATES	0.05%	0.05%
MONEY MARKET ACCOUNT	0.08%	0.08%
*Annual Percentage Yield Above rates are subject to change without notice.
CERTIFICATES OF DEPOSIT
Certificate	APR	APY*
6 Months – Min. Bal. $500.00	.10%	.10%
6 Months – Min. Bal. $2000.00	.10%	.10%
12 Months – Min. Bal. $500.00	.15%	.15%
12 Months – Min. Bal. $2000.00	.20%	.20%
24 Month Certificates currently unavailable	n/a	n/a
* Annual Percentage Yield * Rates are subject to change. Penalties are assessed for early withdrawal.
LOAN RATES
Personal Loans	7.25% – 15.25% *
New and Used Auto Loans	2.49% – 16.70% *
New and Used Recreational Vehicle Loans	4.49% – 16.70% *
Payday Alternative Loans	25.00%
Share Pledged Loans	3.00%

* Rates based on FICO score. To receive the lowest rate you must have a minimum FICO score of 740

Effective: February 1st, 2021

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